Our Mission
Helping you achieve your dreams and aspirations, we aim to give you an evolving financial plan that delivers targeted results in line with your personal expectations and requirements.
Your relationship with us starts with a complimentary first meeting with one of our locally-based consultants. You will be guided through a financial questionnaire, which offers a rare opportunity to review your current financial situation and discuss what you want to achieve with your money.
You may then instruct our consultant to research the market – using the information you have shared – and find a tailor-made solution to your protection, investment or savings needs. The outcome is a holistic report, detailing our recommendations to help you realise your objectives.
There is no commitment to any advice or service proposed at the first meeting. We simply trust you will choose our service when we find the ideal financial solution to meet your needs.
When you select a financial product, your documentation is processed with the help of your local consultant and our dedicated Client Administration Team.
Added service, No extra cost
You may choose to implement your financial plan by arranging, for instance, an investment bond or savings plan. All financial institutions have charges attached to their products – these are called Management Charges, which range from 1-2%. So the provider, usually an insurance company or investment house, will pay us a percentage for looking after you.
You don’t pay us directly anything yourself, as we don’t handle client money. If you went directly to that institution you would pay exactly the same management charges, but without any ongoing customer service.
The benefit of using Credenda Associates and our consultants is that you get our experience, expertise and client support at no extra cost.
Should you invest a large, one-off lump sum, we will usually charge an annual fee for the extra work involved in actively managing and reviewing your funds.
As a Credenda Associates client, you join a peer group that enjoys:
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Regular meetings to check on the progress of your policy or investments
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Easy access to your consultant, for advice on any additional financial issues that arise
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Life-long service – if you move to another country we will still take good care of you
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High quality service – full contact information is provided to all policy holders
Don’t leave your finances to chance. Let Credenda Associates guide you to a brighter future
Credenda Associates advice on investments protected with Government backed security, through highly regulated offshore investment centres, i.e. Jersey, Guernsey or the Isle of Man. This provides our clients with the highest levels of security, confidentiality and, protection under their policy holder protection schemes.
These locations offer unprecedented investor protection and provide up to 90% protection of your holding in the unlikely event of an investment companies failure, which is why offshore investment is the ideal solution for expatriate executives.
Our advisors provide clients with outstanding one-to-one personal service and advice. Our expertise includes considerable background and up-to-date knowledge of the investment, mortgage, health insurance and portfolio markets, and allows us to recommend to clients the best products available, in addition we have access to a talented support team who update regularly with any new tax and budget issues.
As a client, you will receive the best possible advice to enrich your financial position at every stage of your life and thereby help you grow your wealth in accordance with your expectations, only after we have identified your changing needs will we be able to suggest strategies for both protecting and growing your wealth over time.
Our consultants are from several Countries , our clients are expatriates from all over the world including England, Italy, Scotland, Ireland, New Zealand, France, Australia, South Africa, Singapore, Holland,Japan and the Americas.
Credenda Associates have relationships with many leading offshore investment providers including Friends Provident, Generali International and Royal Skandia.
For clients wanting a bespoke fund management service, you can place almost any asset class into this facility, it is very special and all clients introduced to this exciting concept are all singing its praises. It can be totally actively managed by the award winning institution or you can mix funds of your own choosing and split how the account operates. All accounts can be nominated in several key currencies, in addition loans can be made against the investment too.
We use fund management houses such as Premier Group,Castlestone Funds.MAN, VAM, London and Capital, Platinum,Schroders, Forsyth,FMG,Platinum, Barings, Foundations Group, Brandeaux Group, Invesco and many other household names. These offshore investment funds offer a variety of investment catagories to suit all risk profiles.
Opening Bank accounts is never simple but our connections with Lloyds Bank, Standard Bank, HSBC and Citi-Group gives you access to the best locations available. We also have anonymous accounts located in Lichtenstein with Visa cards originating in Switzerland.
Health Insurance is a necessary purchase for us all and we can provide instant cover from many companies including BUPA ,Goodhealth, Prudential, IMG, Globalhealth, NZI ,William Russell and INZ.-if you want a different provider please ask-
We also provide Income protection policies, often overlooked but essential all the same!
All these relationships allow us to provide you with a huge choice, making us truly independent.
